Talk to a real person—no sales pitch, just answers

See if SwipeSimple Connect is right for your business.

Rate Guarantee · No Monthly Fees · No Contract

Pay less to process. Guaranteed — or we'll tell you why.

Learn exactly what you're overpaying and how much you'd save when you switch to SwipeSimple for your payment processing.
125k+
Businesses
4.8
App Store
48hr
Analysis turnaround
$0
Monthly fee, forever
Get started — free
$0/mo
Plus a competitive per-transaction rate we guarantee to beat your current processor
Terminals, mobile app & Tap to Pay on iPhone
Text-to-pay & email invoicing
Customer directory & auto-receipts
QuickBooks sync
24/7 US-based customer support
Request My Analysis
Rate-beat guaranteed or we'll tell you honestly
What You're Getting

Lower rates. No hidden costs and no surprises.

No contracts, no setup fees, no monthly fees — just payment processing that performs for your volume.

Share your statement or rates

A specialist digs into your fees and uncovers the hidden charges your processor doesn't advertise. Most merchants are surprised by what's in there.

Get radical honesty

If we can't beat your rate, we say so in writing. No pitch, no pressure, no bait-and-switch. Just an honest answer.

Take payments, start saving

Tap to Pay on iPhone, terminals, invoicing and more – with a guaranteed rate and a processor you can actually trust.
See the Difference

Why businesses switch to SwipeSimple from the competition.

Square raised fees in 2025. Clover locks merchants into 36-month contracts. Helcim's interchange-plus pricing is complex and unpredictable. SwipeSimple is transparent, guaranteed, and always month-to-month.
SwipeSimple
Square
Clover
Helcim
Monthly Fee
$0/mo
$0–$149/mo
$16–$354+/mo
$0/mo
Rate-beat guarantee
✓ Yes
✗ No
✗ No
✗ No
Contracts
Month-to-month
No contract
36-month lock-in
No contract
Hidden fees
✗ None
⚠ Rates raised 2025
$100–$200/mo extras
None
Free card reader
✓ Included
⚠ Paid hardware
$649–$2,000+
⚠ Discounted
US human support 24/7
✓ Always
⚠ Premium plan only
✗ Documented issues
⚠ Limited hours
Industries We Serve

Built for your specific industry.

SwipeSimple connects to the software your team already uses — switching feels instant.

Home Services

Charge on-site the moment the job's done.

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Tap to learn more
Home Services

Accept payment before you leave the driveway. Works offline on job sites with no signal. Text a payment link for invoiced work – no customer app needed – or use a device.

Medical Professionals

Works with leading practice management platforms.

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Tap to learn more
Medical Professionals

Store HSA and FSA cards on file. Charge for recurring care plans automatically. No re-entry at checkout – your patient's card is already there.

Beauty & Wellness

Charge clients in-session or via payment link.

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Tap to learn more
Beauty & Wellness

Collect payment without the awkward handoff. Send a text link or use a device. Card on file means regulars check out in seconds.

Specialty Retail

Full inventory, fast checkout. QuickBooks sync included.

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Tap to learn more
Specialty Retail

Pre-load your catalog with modifiers and tax. Sales sync to QuickBooks automatically – no manual entry at month end.

From merchants who switched

What merchants say
after switching to SwipeSimple.

"Training and onboarding was simple. My favorite part is that it's very user friendly. Checkout is simple and painless. It has streamlined my practice more."

Dr. Lance Maki
Chiropractor — Health Care, MN

"The most powerful business card payments app I've found. I can conduct a transaction almost anywhere — it works flawlessly every single time."

J. Robbins
Mobile Business Owner

"By far the best app to accept payments for a small business. Customer service is above and beyond. I recommend it to everyone without hesitation."

S. Mitchell
Online Business Owner
125k+
Businesses using SwipeSimple
4.8
Stars on the iOS App Store
$0
Monthly fee forever
48hr
Statement analysis turnaround
one platform, every payment type

Every way your customers pay, one platform to manage it all.

Whether you're behind a counter, in the field, or billing remotely – SwipeSimple handles it.

Terminals

Full countertop terminal for high-volume storefronts. Reliable hardware built for businesses that run all day.

Mobile App

Accept tap, chip, and swipe anywhere you work – including offline. No signal, no problem.

Tap to Pay on iPhone

Tap to pay anywhere your iPhone goes. Customers tap their card or phone and you're done.

Invoices

Send a payment link by text or email. Customers pay in seconds – no app download on their end.
FAQ

Common questions

Who qualifies for the free savings analysis?

Any business processing more than $10,000 in credit card transactions monthly. We work with HVAC, dental, therapy, retail, field services, restaurants, and many more.

Are there truly no monthly fees?

Correct. No monthly fee, no setup fee, no PCI compliance fee, and no cancellation fee. You pay only a competitive per-transaction processing rate — which we guarantee to beat your current processor.

How is this different from Square?

Square raised its fees in late 2025 — online rates are now 3.3% + 30¢ on the free plan, and their paid plans run up to $149/month just to access a slightly lower rate. SwipeSimple charges no monthly fee and guarantees to beat whatever rate you're currently paying.

How is this different from Clover?

Clover typically requires a 36-month contract with early termination fees of $500–$2,000 or more. Hidden fees – PCI compliance, statement fees, platform access — often add $100–$200 per month per location beyond the advertised plan price. SwipeSimple has none of that. No contract, no hidden fees, no surprises.

How is this different from Helcim?

Helcim uses interchange-plus pricing — your effective rate changes with every transaction type depending on your card mix, which makes your monthly bill unpredictable. SwipeSimple gives you a single guaranteed rate, US-based human support 24/7, and no contracts.

How long does the analysis take?

Typically 24–48 hours. A real person reviews your statement and delivers a clear side-by-side comparison – no automated tools, no guesswork.

What if you can't beat my rate?

We'll tell you honestly — in writing. The guarantee means we only win your business if we can genuinely save you money. No high-pressure pitch, no bait-and-switch, no wasted time.

Get Started Free

Find out exactly what you're overpaying.

Send us your last processing statement. We'll show you exactly what you're overpaying.
*Available for businesses processing $10,000+ monthly in credit card transactions