Save $100s or $1,000s/mo vs Square.
Zero monthly fees, lower rates.

Square’s online fees jumped as high as 3.3% + 30¢ on Jan 13, 2026. Switch to predictable pricing that has never gone up – and faster onboarding built for businesses like yours.

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Processing more than $10,000 per month?
Schedule with our in-house expert

PCI-compliant

Tap to Pay on iPhone

U.S.-based support

Why businesses are looking for alternatives to Square

When online rates move from 2.9% + 30¢ to 3.3% + 30¢, margins shrink, especially for service businesses with frequent smaller transactions.

Processing more than $10,000 / month?

SwipeSimple vs. Square

Square (Jan 2026)
Virtual transaction fees
Custom, transparent pricing with clear line items
Up to 3.3% + 30¢ on the Free plan
In-person rates
2.6% + 10¢ for everyone
2.6% + 15¢,
2.5% + 15¢,
2.4% + 15¢
depending on your paid plan
Speed to take payments
Activate fast; Tap to Pay on iPhone available
Tap to Pay supported
Hardware
Use smart terminals, modern readers with simple setup, tablets, or start instantly with Tap to Pay on iPhone
Proprietary and expensive devices
Support
Live, U.S.-based specialists who know small business
Phone support requires a subscription

Built for how you work

Tap to Pay on iPhone

Accept cards on the spot.

Fast onboarding

Get approved and start taking payments in minutes.

Saved cards & subscriptions

Get paid automatically.

Industry leading support

Call real people and receive help when you need it.

Reports at your fingertips

See totals, taxes, tips, and payouts at a glance.

How it works

Square keeps changing the rules. SwipeSimple's pricing stays flat. That matters.

Step 1

Fill out the form to let us now a little about you - and the SwipeSimple customer show referred you.

Step 2

We'll reach out and guide you thorugh the application process

Step 3

You'll learn about the status of your application.

Step 4

Once approved, we'll send a Bluetooth reader, free, on behalf of your referrer.

125,000+ small businesses run on SwipeSimple

David C.

Easy-to-use. Easy-to-navigate. I would recommend to any business owner over any other POS.

Google Play

Small business owner

I am SOOOOO happy with your service. Everything is so user friendly and I have had zero issues. I just wanted to thank you for making my life a bit easier now!

Received via email

Reizel B.

SwipeSimple is very convenient for the small business owners. I love how fast and easy it is to use. It is very convenient since it can be used in all in one device plus it is very safe.

G2 review

Small business owner

Unreal simple to use. It was very easy to create an item for each sale, setup the item, create item, and just add quantities in the sale section.

iOS App Store

More to explore

Simple pricing

When will I receive funds in my bank account?

All the support you need

What information do I need to complete the application?

What is SwipeSimple Connect?

Lock in a fair, predictable rate

It takes one minute to see your savings

Get started
Processing more than $10,000 per month?
Schedule with our in-house expert